Disclosures

The information contained o­n this site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution would subject Bruce G. Allen Investments, LLC, M.S. Howells & Co., or any affiliates, to any registration requirement within such jurisdiction or country. The information obtained o­n this site is intended for informational purposes o­nly and does not constitute a solicitation or offer to initiate a transaction in any securities product or investment advisory service. Further, nothing o­n this site should be construed as rendering legal or tax advice.  It is important to note that any reference to past performance is not indicative of a future return.  Further, all investing involves risk and possible loss of principal capital.

Bruce G. Allen Investments, LLC is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where our firm and its representatives are properly licensed or exempt from licensure.  Advice can only be rendered after a person has had personal contacts, completed the Bruce G. Allen Investments, LLC investment profile questionnaire, and upon the execution of all appropriate account forms. Bruce G. Allen Investments, LLC will not effect or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet.

Bruce G. Allen Investments, LLC provides ‘links’ for your convenience to websites produced by other providers or industry related material.  Such links direct you away from our website and contain information created, published, maintained, or otherwise posted by institutions or organizations independent of Bruce G. Allen Investments, LLC and M.S. Howells & Co.  Bruce G. Allen Investments, LLC and M.S. Howells & Co. do not endorse, approve, certify, or control these external websites and do not guarantee or assume responsibility for the accuracy, completeness, efficacy, timeliness, or correct sequencing of information located at such websites. Use of any information obtained from such addresses is voluntary, and reliance on it should only be undertaken after an independent review of its accuracy, completeness, efficacy, and timeliness. Reference therein to any specific commercial product, process, or service by trade name, trademark, service mark, manufacturer, or otherwise does not constitute or imply endorsement, recommendation, or favoring by Bruce G. Allen Investments, LLC or M.S. Howells & Co.

By accessing this website and the materials and information contained herein, you acknowledge that you have read, understand, accept and agree to be bound by the following terms and conditions:

No Warranty

While Bruce G. Allen Investments, LLC strives to provide uninterrupted access to its website, it is possible for arbitrary circumstances to prevent certain applications from being accessible. All users agree to hold Bruce G. Allen Investments, LLC, M.S. Howells & Co., and any affiliates thereto, harmless against any claim of liability surrounding accessibility of this website, any application contained herein, or any application accessible through a link provided herein.

Secured Site Access

Certain portions of this site are restricted and require authorization to access. Unauthorized use of or access to these restricted areas is expressly prohibited and may result in criminal and/or civil prosecution. Attempts to access such areas without authorization may be viewed, monitored and recorded and any information obtained may be given to law enforcement organizations in connection with any investigation or prosecution of possible criminal activity on this system.

Online Information and Tools

Certain portions of this Bruce G. Allen Investments, LLC website (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to Bruce G. Allen Investments, LLC’s (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from Bruce G. Allen Investments, LLC, or from any other investment professional. Bruce G. Allen Investments, LLC is neither an attorney nor an accountant, and no portion of the web site content should be interpreted as legal, accounting or tax advice.

To the extent that any client or prospective client utilizes any economic calculator or similar device contained within or linked to Bruce G. Allen Investments, LLC’s web site, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from Bruce G. Allen Investments, LLC or from any other investment professional.

ADDITIONAL ITEMS

All articles, links or additional items are provided for informational purposes only and were not created by Bruce G. Allen Investments, LLC or M.S. Howells & Co. Before implementing any strategy discussed herein, you should consult with your own financial, tax, and/or legal advisers to determine its applicability in light of your own situation.

Neither Bruce G. Allen Investments, LLC, M.S. Howells & Co., nor their representatives or agents are permitted to give legal or tax advice. Any discussion of taxes is for general informational purposes only and reflects the personal opinions, viewpoints, and analyses of the employee providing such comment. Such discussion does not purport to be complete or to cover every situation. You should consult your legal or tax adviser regarding your specific situation.

Most insurance policies and annuity contracts contain exclusions, limitations, reductions of benefits, surrender charges and terms for keeping them in force. Your representative can provide you with costs and complete details.

DOWNLOADED MATERIAL FROM WEBSITE:

You may download or print out a hard copy of individual pages and/or sections of the Bruce G. Allen Investments, LLC website, and files made available for download, provided that you do not remove any logos or other proprietary notices. Any downloading or otherwise copying from the Bruce G. Allen Investments, LLC website will not transfer title to any software or material to you. You may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, link into or use for any public or commercial purpose the Bruce G. Allen Investments, LLC website without the prior written permission of Bruce G. Allen Investments, LLC.

Although this website may provide general information about the potential impact of taxes on various investment scenarios and estate planning, it should be made clear that M.S. Howells & Co. and Bruce G. Allen Investments, LLC do not render either legal or tax advice. Please consult a legal or tax professional for any specific advice.

Investing in the securities markets involves risk, including the possible loss of principal.  Markets fluctuate and your principal may be less than your original investment amount.  There is no guarantee that an implemented strategy will attain its goal.  Past performance does not indicate future results.

Advisory services are offered through Bruce G. Allen Investments, LLC, a registered investment adviser.  Securities are offered through M.S. Howells & Co. LLC, a registered broker-dealer.  Member FINRA and SIPC.  Bruce G. Allen Investments LLC and M.S. Howells & Co LLC are not affiliated entities.

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